Budgeting: Not your parents finance strategy!

Take a moment and exhale! Did you clench your jaw and hold your breath once you read that title? Me too, and it’s the only title that I could agree too.

Does your household budget finances regularly? Have you made financial plans for this holiday season? I’ll be honest and say that budgeting is the worst part of adulting for me. In my early 20s I promised myself that I’d work hard and be money savvy just enough to have Dollar Tree and Target spending money. Ha! There’s more to it apparently. Now granted, I’m not pulling out a spreadsheet and keeping my receipts yet, but I’m close to using all of my parent’s financial budgeting strategies.

If you’re budgeting your finances and adulting similar to your parents, do you consider budgeting your time?

Do you factor in your travel time to your place of employment in your morning routine? You’ve just budgeted your time. Do you factor in how many hours of sleep you’ll get after dinner or hanging with friends? Yep, time-budgeting! Time-budgeting does not have to be scary or intimidating. Time-budgeting is simply allocating time in your day for an activity or event with the understanding that it is a ‘non-negotiable’. Nothing outside of an emergency can be you away from this activity or event.

During this time of year, whether or not you experience additional stress of the holidays or just the current state of the world stress, budgeting time for health and wellness could be the most important self-care tool you possess. You are given the same 24-hour day as multimillionaires Jeff Bezos and Bill Gates!

Consider budgeting an hour for physical fitness and decompression daily. Now, I’ll be the first to admit that it takes a small amount of preparation and discipline, but it can be done.

There’s an abundance of research to support how physical fitness and exercise support mental wellness and boosts your mood. But in our efforts to complete our daily activities, we often forget self and the use of self-care tools and strategies. You are your most important asset. Coupled with preparation and discipline, time-budgeting is sure to put you on the path to success with mental and physical wellness.

I can’t wait to hear your feedback on your time budgets. Consider your local fitness and wellness professionals at Intensity Fitness, LLC for additional support.

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